Conference of
european bancassurers
Following the “speak with one voice” objective, this cooperation framework aims to facilitate dialogue with all stakeholders, showing the value that the bancassurance model provides for consumers, for the insurance industry and for society as a whole.. The conference will act in close coordination with the national and European insurance associations.
Members
AG Insurance, Belgium
AMAEF, Spain
BBVA Seguros, Spain
BNP Paribas Cardif, France
BPCE Assurances, France
CaixaBank, Spain
CNP Assurances, France
Crédit Agricole Assurances, France
ERB Cyprus Insurance Holdings, Cyprus
Ethniki Insurance – NBG, Greece
KBC, Belgium
Kutxabank Seguros, Spain
Op Financial Group, Finland
PKO Ubezpieczenia, Poland
RGA, Spain
R+V, Germany
Banco Santander, Spain
Société Générale Insurance, France
UNIQA Insurance Group, Austria
Objectives
CONSUMER VALUE
Promote measures to enhance the value for consumers, reduce the protection gap, and foster sustainability in the bancassurance model.
Best Practices
Promote the development of bancassurance and the exchange and implementation of best practices.
Advocacy
Express the position of bancassurers to organizations and institutions at European and international levels.
Professional Relations
Establish and maintain ongoing relations with professional bodies at European and international levels.
Legislation
Examine legislative or regulatory texts relating to insurance and propose desirable improvements.
General Actions
Undertake any action likely to promote the achievement of the above goals.
Organization
General assembly
Board of delegates
Chair – Xavier Larnaudie-Eiffel
Vice- Chair – Javier Valle – CaixaBank
BBVA – Eugenio Yurrita
BNP Paribas Cardif – Xavier Cognat
CNP Assurances – Thomas Chardonnel
Crédit Agricole Assurances - François Josse
PKO Ubezpieczenia - Tomasz Manko
R+V - Isabel Shurr
Banco Santander – Francisco del Cura
Société Générale Assurances – Laurent Dunet
Op Financial - Tuomas Majuri
Working Groups
OPERATIONS
We have operations in Austria, Belgium, Bulgaria, Czech Republic, Denmark, Finland, France, Germany, Greece, Hungary, Ireland, Italy, Luxembourg, Netherlands, Norway, Poland, Portugal, Slovakia, Spain, Sweden, Switzerland, UK.
Competition compliance rules disclaimer
This Cooperation Agreement is subject to competition laws and requires compliance with competition laws. No member of this Cooperation Agreement will tolerate, facilitate, sponsor, or participate in any activity related to this Cooperation that does not comply with European and national competition laws. Specifically, this Cooperation Agreement:
Anti-Competitive Practices
Does not tolerate, facilitate, sponsor, or participate in anti-competitive concerted practices and/or agreements (irrespective of the form) or discussions relating to commercially sensitive topics between the members.
Independent Decisions
The members are not restricted in taking independent decisions in relation to commercially sensitive matters.
Adherence to Standards
The members are not required to adhere to any standards, with the exception of those that are legally required by law or required by the relevant European or national regulators.
Data Collection & Dissemination
This Cooperation Agreement will only be involved in the collection and dissemination of qualitative and quantitative information, including statistical data, with the aim of providing general industry information. The participation in such exercises will be voluntary. The output of such exercises will be anonymized and aggregated so that members do not receive commercially sensitive information and cannot derive commercially sensitive information on the basis of the output.
Industry Lobbying
This Cooperation Agreement addresses industry issues rather than company-specific issues when engaging in lobbying and remains within the boundaries of normal lobbying activities that take place in an open, objective, transparent, and non-discriminatory framework.